"The house has the edge" - Steve Wynn
When you goto invest your money ask yourself this,are you funding your retirement or someone else's? Isint it crazy that owning just one Index fund in the S&P 500 over time you are already beating 96% of mutual funds and "top" hedge fund managers?
Warren Buffet even made a bet against anyone in america that the index fund will out perform any selected the hedge fund managers over a 10 year period, so far hes up 43%, the fund up 10%. WOW!